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Health Insurance – 3 Tips to Save BIG Money

Increasingly due to the high costs of health insurance individuals are purchasing policies which only cover catastrophic health situations. The basic idea is for the individual to just pay out of...

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Key Man Insurance

Key Man Insurance: What is my business and skillset worth to my employees and clients? We can all agree that great ideas for a business start off with a simple thought, change, or skill set that a...

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Health Benefits for Domestic Partners?

A growing number of U.S. companies provide benefits, such as health insurance coverage, for their employees’ domestic partners and their children. Businesses may decide to offer domestic partner...

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Healthcare Reform Upheld – What Does That Mean For You?

What does the individual mandate that was upheld on June 28th 2012 mean for you? You are not forced to have Health insurance but you could be taxed for not having it. Although it is still in debate,...

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Social Media Employee Policy

The Problem: Your employees are almost certainly “friends” with employees of your suppliers, customers, etc. When your employees say something on a social media website like Facebook or a blog this...

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What is an MLR (Medical Loss Ratio) & Health Insurance Rebates?

Health Care Reform or The Affordable Care Act (ACA) requires health insurance issuers to spend a minimum percentage of their premium dollars on claims and wellness cost. Specifically, this percentage...

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What Is HIPPA?

HIPPA or “The Health Insurance Portability and Accountability Act of 1996” was enacted on Aug. 21, 1996. The focus was to improve portability and continuity of health coverage. It contains provisions...

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